Are you looking for the best mobile banking apps in 2021? If yes then you are at the right place for that as we are here with the best mobile banking apps that everyone can use easily.
You can’t have access to bank 24/7 that’s why there are these mobile banking apps that helps you to track your spending, shows your account balance and everything you need about your account. You can do everything at the comfort of your home.
The Best Mobile Banking Apps in 2021 are
- YONO SBI: The Mobile Banking and Lifestyle App
- PNB ONE
- CANDI – Mobile Banking App
- HDFC Mobile Banking
- Kotak – 811 & Mobile Banking
- IndOASIS – Indian Bank Mobile Banking
- iMobile Pay by ICICI Bank
- Bank of America Mobile Banking
- Simple – Mobile Banking
- Citi Mobile
- Varo Bank: Mobile Banking
All these applications are easily available on the Play Store and App Store but each app is different in size and has different features. To know more about these best mobile banking apps, you should read the full article.
Best Mobile Banking Apps in 2021
Each below-mentioned mobile banking app is related to a specific bank. Download these apps to your device in 2021 to get the benefits of banking at home. Choose your best mobile banking apps here.
YONO SBI: The Mobile Banking and Lifestyle App
YONO SBI is one of the best mobile banking apps that you can use in 2021. It lets you shop, pay, bank, travel, recharge, pay bills, invests, avail of IRCTC ticket booking, and much more from the comfort of your home. You can easily get an overview of your expenditures with some analysis through this app.
Key features of the YONO SBI app
- Quick pay up to Rs.10,000
- Link and view relationships
- Smart spending
- Experience convenience
- Get exclusive discounts on shopping
- Get pre-approved personal loans
YONO SBI has an overall rating of 3.7/5 stars on the Google PlayStore and it has more than 50 million downloads. The total size of this app is 30Mb.
PNB ONE is an official mobile banking app that has been offered by PNB on the Play Store. This app was released in December 2018 and it features various banking processes in a single platform. It is an all-in-one mobile banking app that allows you to invest in term deposits, transfer funds, view account statements, and manage your debit/credit card. It is one of the best mobile banking apps that you can use.
Key features of PNB ONE
- Interactive interface
- Transfer funds
- Regular transfers
- IMPS using MMID
- A quick transfer without adding beneficiary
- Shows favorite Payee
PNB ONE has over 5 million downloads on the Google Play Store with an overall rating of 3.6/5 stars. The total size of this app is 37Mb.
CANDI – Mobile Banking App
It is the mobile banking app for all the Canara Bank Customers. It is a lite, intuitive, and easy-to-use app that offers a host of customer-centric functionalities like NEFT & IMPS, multi-mode funds transfer, scheduled payments, and much more.
Key features of CANDI – Mobile Banking App
- Touch to pay
- Invest in fixed deposits
- View balance with few clicks
- Manage accounts easily
- Request for checkbook
- Pay EMIs/Repay loans
CANDI Mobile Banking app has 10 million-plus downloads with an overall rating of 2.8/5 stars on the Google Play Store. Its total size is 52Mb
HDFC Mobile Banking
You can use this app for all your banking needs like funds transfer, recharge, pay bills, manage cards, and deposits. There is no activation process in this app, you just have to sign in with your Customer ID and IPIN/Password.
Key features of HDFC Mobile Banking
- Instant Set-Up
- Easy and Secure access
- All in one dashboard
- Quick money transfer
- Manage cards
- Check up on your investments
This app has over 10 million downloads on the Google Play Store with an overall rating of 4.4/5 stars. The total size of this app is 33Mb.
Kotak – 811 & Mobile Banking
Kotak mobile banking is an official banking application for android smartphones and it has been created by Kotak Mahindra Bank Ltd. It is one of the best mobile banking apps that enables contactless banking anytime and anywhere.
Key features of Kotak – 811 & Mobile Banking
- Easy bill payments
- Convenient and quick
- Zero balance account
- A free virtual debit card
- Free online funds transfers
- Easy to use
This app has an overall rating of 4.3/5 stars on the Play Store with 10M+ downloads. Its total size is 19Mb.
IndOASIS – Indian Bank Mobile Banking
It is an Indian mobile banking app that has been offered by Indian Bank on the Play Store. IndOASIS is one of the best mobile banking apps that you can use. This app was released on 13 Aug 2020 and as of now, it has millions of downloads. You can use this app for all your banking needs.
Key features of IndOASIS
- Detailed account information
- Mini statement
- Account statement
- Credit card bill payment
- Transaction history
This app has been rated 3.0/5 stars on the Play Store and its size is 32Mb.
iMobile Pay by ICICI Bank
Offered by ICICI Bank Ltd on Google Play Store, this mobile banking app offers various banking services on your mobile. You can transact and view from all your savings accounts including your loans, iWish, Insurance, PPF, Deposits, and much more. This application is free of cost to download and is easily accessible from the Play Store.
Key features of iMobile Pay by ICICI Bank
- Open FDs, RDs, or iWish deposits
- Manage life insurance policies
- Get personalized offers
- Manage all your transactions
- Change/ Generate pins online
- Complete your bill payments
iMobile Pay by ICICI Bank is one of the best mobile banking apps and it has over 10 million downloads on the Google Play Store with an overall rating of 4.4/5 stars. Its total size is 87Mb.
Bank of America Mobile Banking
You can bank securely and conveniently with the Bank of America Mobile Banking App. It is one of the best mobile banking apps that has been originally sold by Bank of America for U.S.-based accounts. This app allows you to view mortgages, account balances, and other auto loans.
Key features of Bank of America Mobile Banking app
- Replace credit/debit cards
- Add/edit payees
- Pay eBills
- Set notification alerts
- Order checks
- Activate credit cards
- Find financial centers
This application has millions of downloads on the Store with an overall rating of 4.8/5 stars.
Simple – Mobile Banking
If you are a current customer of Simple, then this app is for you. You can’t open a new account in this app but if you are an existing customer, then your existing accounts will be transitioned to BBVA USA in 2021. Meanwhile, customers can still use this banking app to bank, budget, and save.
Key features of SImple – Mobile Banking
- Safe and Secure
- Instant block lost debit cards
- Photo check deposit
- Direct Deposit
- External account linking
- Instant transfers
This mobile banking app has 4.6/5 stars.
Citi Mobile is one of the best mobile banking apps where you can open a savings or checking account right from the application without going into the bank branch. You can also request a new card if you have lost your previous card. Basically, it is an all-one banking app.
Key features of Citi Mobile
- Stay informed with account alerts
- Change due date of credit card
- Quick-lock feature
- Pin reset
- View and manage your bills
Citi Mobile has 4.9/5 stars ratings.
With this app, you can get the convenience of transferring money with ease. It is a fast, convenient, and reliable money transfer app that lets you send money all across the world in just a few steps.
Key features of MoneyGram
- Send wire transfers
- Estimate fees before transferring
- Find the nearest MoneyGram agent location
- Make payments to thousands of billers
- Get discounts
- Access your profile quickly
MoneyGram has been rated 4.8/5 stars.
Varo Bank: Mobile Banking
Varo Bank is the first all-digital bank in the country that includes no monthly fees on Varo Bank Accounts. It comes with a contactless debit card that you can easily and safely lock in seconds. It also features Apple Pay for contactless and quick payments.
Key features of Varo Bank
- No minimum balance requirement
- No ACH transfer fee
- No monthly maintenance fee
- Transfer money easily
- Automatic saving tools
Varo Bank is one of the best mobile banking apps and it has an overall rating of 4.5/5 stars on the Apple App Store.
All these above-mentioned are the best mobile banking apps that you can use in 2021 to make your banking faster, easier, and convenient. In addition, all these apps are safe to use.
Featured Image Credits- The Balance