How To Use Venmo Balance Instead Of Card? A Complete Guide!

how to use venmo balance instead of card

Are you someone who doesn’t know how to use Venmo balance instead of card? Well, that is what the article is exactly all about. Let us see how to use Venmo balance instead of card.

PayPal’s online service Venmo enables you to send and receive money from friends rapidly. It serves as a social media platform as well, allowing you to see, like, and comment on your friends’ most recent financial transactions. You can also use Venmo balance instead of card to make payments for your purchases.

To use Venmo balance instead of card, Complete Venmo identity verification > Launch Venmo app > Homepage > Pay or request > Choose person > Enter amount > Click pay > Switch payment mode to Venmo balance.

Continue reading further to understand how to use Venmo balance instead of card and what steps are involved.

How To Use Venmo Balance Instead Of Card?

To use Venmo balance instead of card, Complete Venmo identity verification > Launch Venmo app > Homepage > Pay or request > Choose person > Enter amount > Click pay > Switch payment mode to Venmo balance.

Nowadays, payment using cash has become very rare and many of us prefer online payment through payment apps such as Paypal, or Venmo as it is considered to be the most secure payment method because, on your device or with the vendor, where your actual credit card number is never kept. Instead, the system disguises your card number by generating a token or random number for each purchase.  

To use Venmo balance instead of card:

  • First, see if you have access to your Venmo balance if not, complete Venmo identification verification
  • Before sending a payment, confirm that your Venmo balance is sufficient to cover the amount so that you can pay with Venmo balance

Step 1: The first and foremost step is to verify your identity on the Venmo app. Without verifying your identity, you will not be able to proceed further.

Step 2: Launch the Venmo app and arrive at the homepage of the app. 

Step 3: You will just see the “Pay or Request” option button there.

Step 4: Just click the button to begin sending money to another Venmo user.

Step 5: Select the user you wish to transfer the money to You can choose this option as soon as you click the “Pay or Request” button.

Step 6: You can choose the person from your contact list. You can proceed by entering the username for the Venmo user if they are not already in your contact list.

Also Read: How To Fix Venmo App Not Working? Here Are The Best Working Fixes!

Step 7: The amount you wish to transfer will now be required, so enter it now.

Step 8: The “Pay” button can be found either directly above your keyboard or towards the bottom of the screen.

Step 9: The last option is to switch the payment mode to Venmo balance by choosing the payment method at the bottom of your screen.

Step 10: You can choose the Venmo balance for the payments if you are qualified to do so.

With these steps, you can easily pay with Venmo balance instead of card.

How To Get Access To Venmo Balance?

Tap your photo > Me > Payment methods > Look for Venmo balance

To check if you have access to Venmo balance,

Step 1: By tapping your photo, select “Me.”

Step 2: In the top right corner, click the Settings gear.

Step 3: Select “Payment Methods” next.

Step 4: You have access to the feature if the top of the screen displays “Venmo Balance.”

If you can’t see this, you might not have finished Venmo’s identity verification process. Hence, you are advised to complete the verification identity before proceeding to pay with Venmo balance instead of card.

Also Read: How To Unfreeze Venmo Account? Unfreeze Your Account Instantly!

How To Do Venmo Identity Verification?

Launch app > Three stacked lines > Settings > Security > Fill personal information

To do Venmo identity KYC verification,

Step 1: Launch the Venmo app.

Step 2: Three stacked lines.

Step 3: Go to Settings > Security.

How To Use Venmo Balance Instead Of Card - settings

Step 4: From there select Identity verification.

How To Use Venmo Balance Instead Of Card - identity verification

Step 5: Fill out information including your social security number and proceed with the onscreen instructions.

Hence, to use Venmo balance instead of card, you must first have your identity verified on Venmo in order to use your Venmo balance rather than your bank account and you can manually choose the Venmo balance payment option when making the final payment.

Also Read: How To Fix Venmo Lost Connection With Bank?

Wrapping Up

Many of us prefer online payment apps instead of cash and prefer to pay with Venmo balance while making a payment. We hope this article has explained to you how to use Venmo balance instead of a card. For more such informative and interesting articles, check out our website at Deasilex.

Frequently Asked Questions

Q1. Can You Use Venmo Without A Card Or Bank Account?

Ans. You will need to add a U.S. bank account, credit card, or debit card in order to make a payment if you don’t have access to a Venmo balance. If you do have access to a Venmo balance, adding a U.S. bank account, credit card, or debit card is required if you wish to make a payment that is greater than the sum on your Venmo account.

Q2. Does Venmo Have Virtual Cards?

Ans. As soon as your application for the Venmo Credit Card is accepted, you can use a virtual card number in the Venmo app. You can request a new virtual number in the Venmo app and use that number for online purchases (which deactivates your previous virtual card number).

Q3. Can You Use Venmo Like Apple Pay?

Ans. Currently, there is no way to add a Venmo card or account to Apple Pay. Apple prohibits it. However, you may incorporate it into Samsung Pay and Google Pay. Continue reading to learn how to utilize Venmo with Google Pay on an Apple device and how to send money from Venmo to Apple Pay.

Q4. How Does Venmo Virtual Credit Card Work?

Ans. You may manage your credit card account using the Venmo Credit Card directly from the Venmo app. Your unique Venmo QR code is printed on the front of the card, making activation simple. Friends can scan the QR code to be directed to your Venmo profile.

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